Case Studies

Commercial Banking

C.A.S.E. #1

  • Provided feasibility analysis of reorganization plan for bank's construction equipment manufacturing credit.
  • Determined fair market value of bank's secured claim against creditor's tangible and intangible assets given bank's creditor class.
  • Provided examination of 60 different scenarios for company operations post-bankruptcy to determine feasibility of debtor's plan.
  • Confirmed as expert witness for the creditor bank in U.S. Federal Bankruptcy Court.

C.A.S.E. #2

  • Developed A.Q.U.A.® application module to provide diagnostics for bank's commercial and industrial loans at individual loan and portfolio level.
  • Advised bank on emerging risky credits based on changes in A.Q.U.A.® risk score.
  • Developed system for pricing new credits based on how quantified risk specific to the company or project being financed would affect over all portfolio risk and maturity profile.
  • Developed alternative method to calculate provision for loan losses suitable for under-collateralized loans.